Please note. This guide shares general information only. It is not legal, financial, tax or professional advice. Laws vary by state and city. For advice about your situation, talk with a licensed professional.
Hi friend. Your health matters, body and mind. In Washington, many people can get health coverage through Apple Health, and help for hard days is a call or text away.
Here's the easy first step: if you don't have coverage, apply for Apple Health through Washington Healthplanfinder at 855.923.4633. If you're in crisis, call or text 988 right now.
A few things to know
- You choose. Use what feels right for you and skip anything that doesn't.
- Each place decides who it can serve. We share what each place says it offers and how to reach it. We can't promise money, a bed or a spot in any program.
- This guide shares general information, not legal or medical advice.
- Hours and details change. Call ahead when you can.
Apple Health is Washington's Medicaid program, run by the Health Care Authority (HCA). It covers doctor visits, hospital care, prescriptions, mental health care, substance use treatment and more.
Source (As of October 21, 2026): https://www.hca.wa.gov/apple-health
- Many adults with low incomes qualify, along with kids, pregnant people, older adults and people with disabilities.
- Apply through Washington Healthplanfinder online or call 855.923.4633, Monday to Friday, 7:30 am to 5:30 pm. Source (As of October 21, 2026): https://www.wahealthplanfinder.org/
- Older adults, people with disabilities and people who get Medicare may apply through Washington Connection instead.
- If you earn too much for Apple Health, Washington Healthplanfinder also offers health plans with help paying premiums for many people.
Getting covered, step by step
- Go to wahealthplanfinder.org or call 855.923.4633.
- Have your income, household size and Social Security numbers ready if you have them.
- Apply. Many people learn right away if they qualify.
- Pick a health plan when asked, or one will be picked for you.
- Watch your mail for your Apple Health card and plan information.
- Renew every year when you get the notice.
What to say when you call Healthplanfinder
"Hi. I'd like to apply for Apple Health."
"Can you help me in [language]?"
"What papers do I need?"
"How will I know if I'm approved?"
What does Apple Health cover for kids?
Apple Health for Kids covers children and teens up to age 19 in families with a range of incomes. Washington covers kids regardless of immigration status.
Source (As of October 21, 2026): https://www.hca.wa.gov/apple-health
- Checkups, shots, dental care and eye care are covered.
- Kids can get mental health care and counseling.
- Some families pay a small monthly premium, based on income.

Don't skip renewal
Apple Health must be renewed. Open every letter from HCA or Healthplanfinder, and update your address if you move!
Where can I see a doctor without insurance?

- Community health centers serve everyone, with fees based on income. Find one on the HRSA site. Source (As of October 21, 2026): https://findahealthcenter.hrsa.gov/
- Washington hospitals have charity care programs for patients with lower incomes. Ask the hospital's billing office for a charity care application. Source (As of October 21, 2026): https://doh.wa.gov/data-and-statistical-reports/healthcare-washington/hospital-and-patient-data/hospital-patient-information-and-charity-care
- Some clinics serve people experiencing homelessness specifically. Ask 211.
Say you got a hospital bill you can't pay in Spokane
Say you went to the emergency room and got a big bill. You could call the hospital's billing office and ask for a charity care application.
You could also apply for Apple Health, which can sometimes cover bills from recent months. Ask Healthplanfinder about this when you apply.
This is an example to show how it can go. It is not about a real person, and every situation is different.
Where can I get mental health help?
- Call or text 988 any time for crisis support. Washington's 988 centers can connect you to local crisis teams. Source (As of October 21, 2026): https://988lifeline.org/
- Apple Health covers mental health care. Call the number on your card or your health plan to find a provider.
- In King County, Crisis Connections runs a 24 hour crisis line at 866.427.4747. Source (As of October 21, 2026): https://crisisconnections.org/
- Teens can talk with other teens through Teen Link at 866.833.6546. Source (As of October 21, 2026): https://crisisconnections.org/programs/teen-link/
- Veterans can dial 988 and press 1.
Reaching out for help with your mental health is a sign of strength. You don't have to carry it alone.
From the Bunklow team
Where can I get help with drugs or alcohol?
- The Washington Recovery Help Line is open 24/7 for substance use, problem gambling and mental health. Call 866.789.1511. Source (As of October 21, 2026): https://crisisconnections.org/programs/recovery-help-line/
- Apple Health covers substance use treatment, including medications for opioid use disorder.
- Find treatment near you at findtreatment.gov. Source (As of October 21, 2026): https://findtreatment.gov/
- SAMHSA's National Helpline, 800.662.4357, gives referrals 24/7 in English and Spanish.
How do I stay safe from overdose?
- If someone may be overdosing, call 911. Washington has a Good Samaritan law about calling for help in an overdose. Check the official page for the details. Source (As of October 21, 2026): https://app.leg.wa.gov/rcw/default.aspx?cite=69.50.315
- Naloxone (Narcan) can reverse an opioid overdose. You can get it at many pharmacies without a prescription, and Apple Health covers it.
- Never use alone. Fentanyl is in many drugs, including pills that look like prescriptions.
- Learn the signs: slow or no breathing, blue lips, and not waking up.
Signs of an opioid overdose
What about dental and eye care?
- Apple Health covers dental care for kids and many dental services for adults. Find a dentist through the number on your card. Source (As of October 21, 2026): https://www.hca.wa.gov/apple-health
- Community health centers often have dental clinics with fees based on income.
- Apple Health covers eye exams and glasses for kids.

Keep a health list
Write down your medicines, doses, allergies and doctors' names. Keep it in your wallet or phone!
Words to know
Apple Health
Washington's name for Medicaid. Health coverage for people with low incomes.
Healthplanfinder
The website where you apply for Apple Health and other coverage.
Community health center
A clinic that charges based on your income.
Sliding fee scale
Prices that go down when your income is lower.
Charity care
Hospital programs that lower or cover bills for people with lower incomes.
988
The Suicide and Crisis Lifeline. Call or text any time.
Behavioral health
Care for mental health and substance use.
Primary care provider
Your main doctor or nurse.
Your first week, step by step
- Apply for Apple Health at wahealthplanfinder.org, or call 855.923.4633.
- Find a community health center near you.
- If you got a hospital bill, ask about charity care.
- Save 988 in your phone for hard moments.
- Make a list of your medicines and doctors.
- Ask about dental and vision care too.
How 211 works in Washington
Washington 211 is a statewide line that connects you to local help with housing, food, utilities, health care and more. Source (As of October 21, 2026): https://wa211.org/
- Dial 211 from most phones. You can also search the resource database at wa211.org.
- Tell the specialist your county or ZIP code and what you need most today.
- Ask for interpreters if you need one.
- In many counties, 211 is also the front door to Coordinated Entry, the system that matches people to shelter and housing programs.
- Write down every name, number and program they give you, so you can call back.
Staying safe while you get help
Your safety comes first, always.
- If you're in danger right now, call 911. You can text 911 in many parts of Washington if calling isn't safe. Source (As of October 21, 2026): https://mil.wa.gov/911
- If you're thinking about suicide or you're in crisis, call or text 988 any time. Source (As of October 21, 2026): https://988lifeline.org/
- Never give your Social Security number, EBT PIN or bank details to someone who contacts you first.
- Real programs won't ask you to pay with gift cards, wire transfers or crypto. Report scams to the Washington Attorney General at 800.551.4636. Source (As of October 21, 2026): https://www.atg.wa.gov/consumer-protection
- Meet new people in public places, and tell someone you trust where you're going.

Trust your gut
If something feels off, it's okay to walk away and ask someone you trust before you sign or pay anything!
Your rights when you ask for help
- You can ask for an interpreter when you apply for state benefits. Ask for one in your language.
- You can ask for reasonable accommodations if you have a disability.
- Washington law bans discrimination in housing, jobs and public places. If you were treated unfairly, contact the Washington State Human Rights Commission at 800.233.3247. Source (As of October 21, 2026): https://www.hum.wa.gov/
- If DSHS denies or cuts your benefits, you can ask for a hearing. Read your letter for the deadline. Source (As of October 21, 2026): https://www.dshs.wa.gov/office-locations
- There's no shame in asking. Asking for help is a smart, brave step.
Questions people ask a lot
How do I know if I qualify for Apple Health?
Apply at wahealthplanfinder.org or call 855.923.4633. Many people learn right away.
Is Apple Health for kids only for citizens?
No. Washington covers kids regardless of immigration status.
What if I can't pay a hospital bill?
Ask the hospital for a charity care application.
Can I get counseling with Apple Health?
Yes. Apple Health covers mental health care.
Where can I get naloxone?
Many pharmacies sell it without a prescription, and Apple Health covers it.
What if I'm thinking about suicide?
Call or text 988 right now. Someone is there 24/7.
What does the Recovery Help Line do?
It helps with substance use, gambling and mental health, 24/7, at 866.789.1511.
The places below are grouped from statewide help down to county help. Washington has 39 counties, and we list some of the largest.
If your county isn't here, dial 211, and they'll connect you to help where you live.
Federal help that works in every state
Here are some places to start.
988 Suicide and Crisis Lifeline
What it offers Support 24/7 by call, text or chat.
How to reach Call or text 988.
Source https://988lifeline.org/
Last checked October 21, 2026
HRSA Find a Health Center
What it offers Community health centers with fees based on income.
How to reach Search by ZIP code.
Source https://findahealthcenter.hrsa.gov/
Last checked October 21, 2026
FindTreatment.gov
What it offers Find substance use and mental health treatment near you.
How to reach Visit findtreatment.gov.
Source https://findtreatment.gov/
Last checked October 21, 2026
Other local groups may also help.
Washington
Here are some places to start.
Washington Healthplanfinder (Apple Health)
What it offers Apply for Apple Health and other coverage.
How to reach Call 855.923.4633, Monday to Friday, 7:30 am to 5:30 pm.
Source https://www.wahealthplanfinder.org/
Last checked October 21, 2026
Health Care Authority: Apple Health
What it offers Learn what Apple Health covers.
How to reach Visit the HCA Apple Health page.
Source https://www.hca.wa.gov/apple-health
Last checked October 21, 2026
Washington Recovery Help Line
What it offers Substance use, gambling and mental health help, 24/7.
How to reach Call 866.789.1511.
Source https://crisisconnections.org/programs/recovery-help-line/
Last checked October 21, 2026
Teen Link
What it offers Teen to teen support line.
How to reach Call 866.833.6546.
Source https://crisisconnections.org/programs/teen-link/
Last checked October 21, 2026
Hospital charity care (Department of Health)
What it offers Washington's rules for hospital charity care.
How to reach Visit the DOH charity care page.
Last checked October 21, 2026
Other local groups may also help.
King County (Seattle)
Here are some places to start.
Crisis Connections
What it offers 24 hour crisis line for King County.
How to reach Call 866.427.4747.
Source https://crisisconnections.org/
Last checked October 21, 2026
Other local groups may also help.
Pierce County (Tacoma)
Here are some places to start.
Tacoma Rescue Mission
What it offers Shelter, meals and programs in Tacoma.
How to reach Call 253.383.4493.
Source https://www.trm.org/
Last checked October 21, 2026
Emergency Food Network
What it offers Supplies food pantries and meal sites across Pierce County, with a pantry finder.
How to reach Visit efoodnet.org.
Source https://www.efoodnet.org/
Last checked October 21, 2026
Other local groups may also help.
Snohomish County (Everett)
Here are some places to start.
Volunteers of America Western Washington
What it offers Food banks and basic needs help in Snohomish County.
How to reach Visit voaww.org.
Source https://www.voaww.org/
Last checked October 21, 2026
Housing Authority of Snohomish County
What it offers Affordable housing and vouchers in Snohomish County.
How to reach Call 425.290.8499.
Source https://hasco.org/
Last checked October 21, 2026
Other local groups may also help.
Spokane County (Spokane)
Here are some places to start.
Union Gospel Mission Inland Northwest
What it offers Shelter and meals in Spokane.
How to reach Call 509.535.8510.
Source https://www.uniongospelmission.org/need-help
Last checked October 21, 2026
Second Harvest Inland Northwest
What it offers Food bank network for Spokane and Eastern Washington, with a food finder.
How to reach Visit 2-harvest.org.
Source https://2-harvest.org/
Last checked October 21, 2026
Other local groups may also help.
Clark County (Vancouver)
Here are some places to start.
Council for the Homeless (Housing Solutions Center)
What it offers Clark County's front door to shelter and housing help.
How to reach Call 360.695.9677.
Source https://hsc-swwa.org/
Last checked October 21, 2026
Clark County Food Bank
What it offers Supplies food pantries across Clark County.
How to reach Call 360.693.0939.
Source https://www.clarkcountyfoodbank.org/
Last checked October 21, 2026
Other local groups may also help.
Thurston County (Olympia)
Here are some places to start.
Family Support Center of South Sound
What it offers Help for families with kids in Thurston County, including shelter and housing support.
How to reach Call 360.754.9297.
Source https://fscss.org/
Last checked October 21, 2026
Thurston County Food Bank
What it offers Food bank and satellite pantries across Thurston County.
How to reach Call 360.352.8597.
Source https://tcfb.org/
Last checked October 21, 2026
Other local groups may also help.
Kitsap County (Bremerton)
Here are some places to start.
Bremerton Housing Authority
What it offers Affordable housing and vouchers in Bremerton and Kitsap County.
How to reach Call 360.479.3694.
Source https://bremertonhousing.org/
Last checked October 21, 2026
Other local groups may also help.
Yakima County (Yakima)
Here are some places to start.
Catholic Charities Serving Central Washington
What it offers Housing, family and emergency help across Central Washington.
How to reach Call 509.965.7100.
Source https://catholiccharitiescw.org/
Last checked October 21, 2026
Other local groups may also help.
Whatcom County (Bellingham)
Here are some places to start.
Lighthouse Mission Ministries
What it offers Shelter and meals in Bellingham.
How to reach Call 360.733.5120.
Source https://www.thelighthousemission.org/
Last checked October 21, 2026
Bellingham Food Bank
What it offers Food bank serving Bellingham, with grocery style shopping.
How to reach Call 360.676.0392.
Source https://www.bellinghamfoodbank.org/
Last checked October 21, 2026
Other local groups may also help.
Benton and Franklin Counties (Tri-Cities)
Here are some places to start.
Benton Franklin Community Action Committee
What it offers Energy help, food, housing and other help in Benton and Franklin Counties.
How to reach Call 509.545.4042.
Source https://bfcac.org/
Last checked October 21, 2026
Other local groups may also help.
Other Washington counties
Here are some places to start.
Washington 211
What it offers Clinics, mental health and treatment help in every county.
How to reach Dial 211.
Source https://wa211.org/
Last checked October 21, 2026
Other local groups may also help.
My health plan
Fill this in with a pen, or snap a photo and keep it on your phone. You've got this!
My care
My medicines
My appointments and notes
Keep track of where you need to be and what people told you. Bring this page to every appointment.
Appointments
Notes
Key numbers to keep

Please let me know if you have any questions
If something here is out of date, tell us and we'll fix it. Make it a great day, friend!

About this guide
Made by the Bunklow team. No sign up. Please share it with anyone who could use it. We don't run these programs. We don't manage properties. We list what each place says it offers and how to reach it, and you decide what to use. This is not a full list of every place that can help. Every source was checked on October 21, 2026. If something has changed, please tell us so we can fix it. We are always happy to hear from you!
Please note. This guide shares general information only. It is not legal, financial, tax or professional advice. Laws vary by state and city. For advice about your situation, talk with a licensed professional.
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