Guide · Renters

Build credit with the rent you already pay

Download the PDF

Some services report your rent payments to the credit bureaus. They differ in which bureaus they report to, what they cost, and whether your landlord has to sign up.

Here they are side by side. Bunklow guides, you decide.

Compare rent reporting options

Experian Boost

Reports to
Experian only
Cost
Free
Who can use
Renter signs up (rent paid online through eligible platforms; not cash, check, money order or apps like Venmo/Zelle)
Past rent
Check site
Official page
www.experian.com/consumer-products/score-boost.html
Checked Oct 22, 2026

Piñata

Reports to
Experian, Equifax, TransUnion
Cost
$5/month (site says billed yearly). Free tier is rewards-only, no credit reporting
Who can use
Renter signs up; landlord does not need to be a member
Past rent
Up to 24 months, included
Official page
www.pinata.ai
Checked Oct 22, 2026

RentReporters

Reports to
Experian, Equifax, TransUnion
Cost
$10.95/month (annual plan: Check site)
Who can use
Renter signs up; rent confirmed with landlord or connected bank
Past rent
Up to 2 years on current lease (up to 4 with recent prior lease)
Official page
www.rentreporters.com
Checked Oct 22, 2026

Self

Reports to
Experian, Equifax, TransUnion
Cost
Rent reporting at no extra cost. $6.95/month plan adds utility and phone bills (TransUnion)
Who can use
Renter signs up by linking accounts
Past rent
Offered for a one-time fee (price: Check site)
Official page
www.self.inc/rent-and-bills-reporting
Checked Oct 22, 2026

Zillow (pay rent with Zillow)

Reports to
Experian, Equifax
Cost
Free
Who can use
Landlord must collect rent through Zillow
Past rent
Up to 24 months, same landlord
Official page
www.zillow.com/rent/rent-reporting
Checked Oct 22, 2026

Zillow CreditClimb (with Esusu)

Reports to
Experian, Equifax, TransUnion
Cost
$20/year membership
Who can use
Renter signs up
Past rent
Check site
Official page
www.zillow.com/rent/rent-reporting
Checked Oct 22, 2026

Esusu

Reports to
Experian, Equifax, TransUnion
Cost
Check site
Who can use
Landlord-enrolled (offered through the property)
Past rent
Check site
Official page
www.esusurent.com
Checked Oct 22, 2026

Boom (BoomReport)

Reports to
All three bureaus (per site)
Cost
Check site
Who can use
Landlord-enrolled (offered through the property)
Past rent
Check site
Official page
www.boompay.app
Checked Oct 22, 2026

Details come from each service's own public page, checked Oct 22, 2026. Prices and terms can change, so confirm on the official page before you sign up. "Check site" means the official page did not confirm it.

From the Bunklow shop

Take it with you

Sold on Payhip.

In the shop