Guide · Renters
Build credit with the rent you already pay
Some services report your rent payments to the credit bureaus. They differ in which bureaus they report to, what they cost, and whether your landlord has to sign up.
Here they are side by side. Bunklow guides, you decide.
Compare rent reporting options
Experian Boost
- Reports to
- Experian only
- Cost
- Free
- Who can use
- Renter signs up (rent paid online through eligible platforms; not cash, check, money order or apps like Venmo/Zelle)
- Past rent
- Check site
- Official page
- www.experian.com/consumer-products/score-boost.html
Checked Oct 22, 2026
Piñata
- Reports to
- Experian, Equifax, TransUnion
- Cost
- $5/month (site says billed yearly). Free tier is rewards-only, no credit reporting
- Who can use
- Renter signs up; landlord does not need to be a member
- Past rent
- Up to 24 months, included
- Official page
- www.pinata.ai
Checked Oct 22, 2026
RentReporters
- Reports to
- Experian, Equifax, TransUnion
- Cost
- $10.95/month (annual plan: Check site)
- Who can use
- Renter signs up; rent confirmed with landlord or connected bank
- Past rent
- Up to 2 years on current lease (up to 4 with recent prior lease)
- Official page
- www.rentreporters.com
Checked Oct 22, 2026
Self
- Reports to
- Experian, Equifax, TransUnion
- Cost
- Rent reporting at no extra cost. $6.95/month plan adds utility and phone bills (TransUnion)
- Who can use
- Renter signs up by linking accounts
- Past rent
- Offered for a one-time fee (price: Check site)
- Official page
- www.self.inc/rent-and-bills-reporting
Checked Oct 22, 2026
Zillow (pay rent with Zillow)
- Reports to
- Experian, Equifax
- Cost
- Free
- Who can use
- Landlord must collect rent through Zillow
- Past rent
- Up to 24 months, same landlord
- Official page
- www.zillow.com/rent/rent-reporting
Checked Oct 22, 2026
Zillow CreditClimb (with Esusu)
- Reports to
- Experian, Equifax, TransUnion
- Cost
- $20/year membership
- Who can use
- Renter signs up
- Past rent
- Check site
- Official page
- www.zillow.com/rent/rent-reporting
Checked Oct 22, 2026
Esusu
- Reports to
- Experian, Equifax, TransUnion
- Cost
- Check site
- Who can use
- Landlord-enrolled (offered through the property)
- Past rent
- Check site
- Official page
- www.esusurent.com
Checked Oct 22, 2026
Boom (BoomReport)
- Reports to
- All three bureaus (per site)
- Cost
- Check site
- Who can use
- Landlord-enrolled (offered through the property)
- Past rent
- Check site
- Official page
- www.boompay.app
Checked Oct 22, 2026
Details come from each service's own public page, checked Oct 22, 2026. Prices and terms can change, so confirm on the official page before you sign up. "Check site" means the official page did not confirm it.
Take it with you
- Leases, Rent and Money Checklist PackThe Leases, Rent and Money checklists in one pack, fillable on screen or printable.See it in the shop