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Housing help added

Find Help Near You in Tennessee

Free, private help lines for Tennessee, plus help with rent, eviction and utility bills. Save these numbers in your phone today, before you need them.

Need help tonight?

Behind on rent or bills? Start here

Hi friend. If rent is due, a shutoff notice came, or you're worried about losing your home, take a breath. You're not the first, and there are people in Tennessee who help with this every day.

Start by dialing 211, or call your local TDHS office. They can point you to energy assistance and emergency housing programs when funds allow.

Quick answers

Where do I start if I'm behind on rent?

Talk to your landlord early, if it feels safe. Then dial 211 and ask about rent help near you. In Nashville, Metro Social Services at 615 862 6400 can tell you about help with rent and bills.

Official page: tn211.org, nashville.gov/departments/social-services

What if I got an eviction notice or court papers?

Don't ignore it. Court papers often come with a short window to respond, and the timing matters. Check the official page below, and decide what's right for you.

Legal aid may be able to help if you qualify. HelpTN connects residents to legal aid offices across Tennessee, such as Legal Aid Society at 800 238 1443 or Memphis Area Legal Services at 901 523 8822.

Official page: helptn.org, las.org, malsi.org

Can I get help with my utility bills?

Yes, maybe. LIHEAP helps qualified households pay heating bills. Call the THDA LIHEAP line at 800 228 8432 or contact your local community action agency to apply.

Official page: thda.org/help-for-homeowners/low-income-home-energy-assistance-program-liheap

What if I need help with a deposit or moving?

Some local programs help with deposits or first month's rent for people who qualify. Ask 211 and your local community action agency. If you're homeless now, ask about Coordinated Entry. It can connect you with housing programs.

Think you were treated differently when renting?

You can report it. The Civil Rights Enforcement Division of the Tennessee Attorney General takes reports of housing discrimination. Questions about what counts? Check the official page below.

Official page: tn.gov/humanrights.html

How do I find my local TDHS office?

Dial 211, or use the finder at tn.gov/humanservices.html. The Tennessee Department of Human Services has offices serving all 95 counties.

Your first steps, in order

Tick each one as you go. Your ticks stay on this phone only.

0 of 5

All done. You are ready, friend.

Papers to have ready

Going in ready can help your visit or call go smoothly. Here are some examples.

0 of 6

All done. You are ready, friend.

Bunkly tip: keep your papers safe. Keep your ID, Social Security card and benefit letters in one folder or zip bag. Take photos of each paper and save them where you can get to them, like your email. Never share your EBT card PIN with anyone.

Who to call in Tennessee

Here are some official places to start. Other places may also help. Each place decides who it can serve, and hours change, so call ahead when you can.

Any local help

Tennessee 211 (TN211)

A help line and online search for local help with housing, food, utilities, health care and more, anywhere in Tennessee.

Official page: tn211.org

Legal help

HelpTN (Tennessee legal help)

Statewide legal information and referrals to civil legal aid offices across Tennessee.

Official page: helptn.org

Middle Tennessee

Legal Aid Society of Middle Tennessee and the Cumberlands

Civil legal help for qualified low income residents in Middle Tennessee, including housing and eviction support.

Official page: las.org

Memphis

Memphis Area Legal Services

Civil legal help for qualified low income residents in Memphis and nearby counties, including housing advocacy.

Official page: malsi.org

Fair housing

Civil Rights Enforcement Division (Tennessee Attorney General)

State office that looks into housing, employment and public accommodation discrimination complaints. Visit the website to learn how to file.

Official page: tn.gov/humanrights.html

Memphis

City of Memphis

City programs, community services and referrals for Memphis residents. Visit the website to find the right office.

Official page: memphistn.gov

Knoxville

Knox County Community Action Committee (CAC)

Emergency help and community referrals for people in Knox County.

Official page: knoxcac.org/contact

Help that works in every state

Veterans

VA National Call Center for Homeless Veterans

Private calls 24/7 for Veterans who are homeless or at risk. Trained staff connect you to your nearest VA for help.

Official page: va.gov/homeless

Example: say you're behind on rent in Clarksville

You could gather your lease, your landlord's notice and your pay stubs. You could call the One DHS Contact Center at 833 772 8347 or visit your local office and say, "I'm behind on rent and I want to stay in my home. What can I apply for?" You could also dial 211 for local housing assistance programs, and contact a legal aid office if you received court papers.

Bunkly tip: call your utility too. Many utility companies offer payment plans. Call before the shutoff date if you can, and ask what they can do.

What to say

To legal aid

"Hi. I got (an eviction notice or court papers) from my landlord."

"The paper is dated (date). I live in (town or city)."

"Can someone help me understand what to do next?"

To your landlord

"I want to be honest with you. My hours got cut and I'll be short this month."

"I've applied for help, and I can pay (amount) on (date)."

"Can we put a payment plan in writing?"

If you get put on hold or cut off

"Hi, I was just talking with someone about (what you need), and we got cut off."

"Can you help me pick up where we left off?"

"Is there a direct number I can use if this happens again?"

Bunkly tip: ask about the total cost. Before you sign a new lease, ask what you'll pay each month, including utilities and fees. A lower rent can cost more if heat and hot water aren't included.

Test yourself

Four quick questions. Tap an answer to see why.

1. You got court papers from your landlord. What is a good first move?

Court papers often come with a short window to respond, and the timing matters.

2. Will a help program pay all of your rent?

Ask each place what they can do.

3. Can you get help if you have a job?

Each place decides who it can serve, so it is worth asking.

4. One place tells you no. What now?

A no from one place isn't a no from everyone. Programs have different rules, funds and space.

Guides that go with this

Housing help sources last checked Oct 26, 2026. If something has changed, please tell us so we can fix it.

More help in Tennessee

Nearby states

Crisis lines last checked Oct 12, 2026

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